Home Loan EMI Calculator (Nepal)
Estimate your monthly home loan EMI in Nepal. Enter the loan amount, interest rate and tenure to see your monthly instalment, total interest and total repayment in NPR.
Monthly EMI
Rs. 1,13,660
Total interest
Rs. 1,04,58,745
Total payment
Rs. 2,04,58,745
Frequently asked questions
- How is home loan EMI calculated in Nepal?
- EMI is calculated using the formula EMI = P × r × (1+r)^n / ((1+r)^n − 1), where P is the loan amount, r is the monthly interest rate (annual rate ÷ 12 ÷ 100) and n is the number of monthly instalments (tenure in years × 12).
- What is the typical home loan interest rate in Nepal?
- Home loan interest rates in Nepal typically range from about 9% to 13% per annum depending on the bank, loan type and base rate. Use the calculator with your bank's quoted rate for an accurate EMI.
- How much loan can I get for a house in Nepal?
- Banks in Nepal generally finance up to 70–80% of the property value for home loans, subject to your income and repayment capacity.